Gotta go back further than that. ING Direct (Canada) peaked at 5% on a savings account in mid 2000, and was above 4% from when they opened up in '97 to April '

Gotta go back further than that. ING Direct (Canada) peaked at 5% on a savings account in mid 2000, and was above 4% from when they opened up in '97 to April '01. https://www.tangerine.ca/en/rates/historical-rates/index.html https://www.tangerine.ca/en/rates/historical-rates/index.htm... 3.5% in 2007 matches your bank's 1 year CD pretty well. It's now under 1% since mid 2015, but my RRSP account is up 40% since September... go figure.