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>Cycling will save you more money because you [...] don't have to pay [...] accidents... You certainly still can get hit while riding your bike. The cost to r

• paulddraper 9y ago
  Of course, in either case, the at-fault party pays the bills.
  • sbov 9y ago
    Cyclist usually isn't lucid to give their account. So the cops interview the car driver. Guess whose at fault? I've had this happen to more than one friend, despite other witnesses. One currently fighting a $200k medical bill because insurance thinks the driver will cover it, drivers insurance pointing at the police report saying they aren't at fault, etc. It might work out in the end, but its a lot of pain and uncertainty.
    • paulddraper 9y ago
      > Cyclist usually isn't lucid to give their account. Then you give your account later. Drivers aren't in a good position to discuss particulars when they're strapped to a gurney in an ambulance on the way to the hospital.
      • tarboreus 9y ago
        My understanding is that the initial police report can carry a lot of weight in these situations. The fact that you weren't lucid on the scene also suggests that you may not remember the event, whether that's true or not.
    • j_s 9y ago
      Helmet cam(s)!