Definitely this. I save >$1000 / paycheck and I work in NYC. If you are childless and scraping by on an engineer's salary, there is (likely) something majorly

Definitely this. I save >$1000 / paycheck and I work in NYC. If you are childless and scraping by on an engineer's salary, there is (likely) something majorly wrong. I recommend mrmoneymustache.com (Obviously you don't have to go full Mustache)