I would have liked to see some recommendations rather than just hand-wringing. My understanding is the crux of problem was the arm-twisting that went into havi

I would have liked to see some recommendations rather than just hand-wringing. My understanding is the crux of problem was the arm-twisting that went into having the ratings agencies grade them as low risk (make it look pretty if you want our business in the future). I would think that the best "free market" solution would be increased transparency and tools to get these transactions out of the shadows.