Much of the problem lies with future unfunded obligations in Social Security. When Social Security was enacted, the average life expectancy was 61 and the full

Much of the problem lies with future unfunded obligations in Social Security. When Social Security was enacted, the average life expectancy was 61 and the full retirement age was 65 - the average person died before getting a dime. This is no longer the case, and it's why the program is going bankrupt. I, at 35 years of age, am not planning to ever receive social security & am saving at a rate that reflects that (slightly over Dave Ramsey's recommended 15%). I will vote ASAP to raise the full retirement age to 84, which is 4 years after the national average life expectancy of 79. Doing this will fill in a significant portion of the hole that prior generations have dug. I would also support raising the retirement age for women to a higher value than that for men, due to the difference in life expectancy. Equal opportunity to collect, and all (ducks head to dodge flying objects). OK, maybe I'm half kidding about that, but dead serious about everything else.