Well, I think my point there is that cryptocurrencies provide two avenues for imposing regulation: legal and technical regulation. My payment channel suggestio

Well, I think my point there is that cryptocurrencies provide two avenues for imposing regulation: legal and technical regulation. My payment channel suggestion is an example of the latter. And of course, you can use both: competent fintech "blockchain" use-cases are all examples of adding technical regulation to a field that's already legally regulated.