>Poor people have no money so they don't need financial services. We already have it in the form of check cashing and payday loan businesses. >So they don't h

>Poor people have no money so they don't need financial services. We already have it in the form of check cashing and payday loan businesses. >So they don't have access to doctors but they have an iPhone with internet. Totally realistic Don't underestimate penetration of mobile internet in certaim parts of Africa.