> Frankly, insurance isn't that expensive. I've had a driving license for about 10 years and I've never been in a collision, never gotten a ticket, and never f

> Frankly, insurance isn't that expensive. I've had a driving license for about 10 years and I've never been in a collision, never gotten a ticket, and never filed an insurance claim -- neverthless, my insurance premium was $95 a month (likely due to my age, credit report, not being married) until I switched to a pay-per-mile insurance that requires a "third party controlled snitch" connected to my vehicle's OBD port -- which cut my premium significantly. > I can't believe that anyone would voluntarily sign up for this. It saves me money and I don't have much money. Hell, it's why people even bother with insurance companies in the first place -- it's cheaper than depositing $60,000 in a surety bond to the DMV.