"I compare what I have now to what I can get tomorrow." This is an interesting point. Everyone has their preference point. Some people (like startup founders)

"I compare what I have now to what I can get tomorrow." This is an interesting point. Everyone has their preference point. Some people (like startup founders) can live on ramen income of < $20k/year if there's hope that they'll one day strike it rich. Other more conservative people prefer their steady salary of $80-100k at Corporation XYZ since it offers them a sense of stability. In addition to the class risk/reward paradigm illustrated here, I think this also illustrates how some people place higher value on change (read positive growth) and in turn, discount the value of stability.