I own a two-story, 3000 sq.ft. house, budgeted to the usual percentage of total income. I assure you that $80k is not pocket change (because I didn't pay the do

I own a two-story, 3000 sq.ft. house, budgeted to the usual percentage of total income. I assure you that $80k is not pocket change (because I didn't pay the down payment with pocket change, and even that wasn't $80k).