Physician doesn't get paid more if you're healthy. He's paid more if he tries longer (in time) or better (more exams). (Ofc the analogy stops here and we're not

Physician doesn't get paid more if you're healthy. He's paid more if he tries longer (in time) or better (more exams). (Ofc the analogy stops here and we're not really discussing physician compensation). Big difference: you don't get compensated for risk taking while not suffering the consequences if not.