I don't know where you live, but I think in the US your experience is unusual. Rent is the only significant expense I ever have that can't be paid with a credit

I don't know where you live, but I think in the US your experience is unusual. Rent is the only significant expense I ever have that can't be paid with a credit or debit card. I do use cash sometimes, it's still the easiest way to give money to a friend or to buy something from a yard sale, but it's very rarely necessary.