Yeah honestly, why do people keep saying this? Real life bitcoin transactions are much more expensive to users than credit card or ACH transfers. I can move mo

Yeah honestly, why do people keep saying this? Real life bitcoin transactions are much more expensive to users than credit card or ACH transfers. I can move money for free between my bank accounts and the money is settled in three days. I can pay friends for free with venmo and it settles likewise. Bitcoin needs to become significantly faster and cheaper, since there's nothing holding back the competition from getting more efficient from self-imposed limits.