That is a good point. I did a quick internet search, and it looks like the max number of years for cliff vestings is now 3 years, which for most people is fair

That is a good point. I did a quick internet search, and it looks like the max number of years for cliff vestings is now 3 years, which for most people is fairly reasonable. For gradual vesting, it looks like they can spread it out over 6 years, which seems a bit much, but at least you are vesting some of it over time. [1] https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-vesting https://www.irs.gov/retirement-plans/plan-participant-employ...