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Here are my various no-fee checking accounts: * http://content.schwab.com/web/retail/public/get-started/checking/ http://content.schwab.com/web/retail/public/g
by morgante 9y ago
Here are my various no-fee checking accounts:
* http://content.schwab.com/web/retail/public/get-started/checking/ http://content.schwab.com/web/retail/public/get-started/chec... - amazing checking account, reimburses all ATM fees
* https://www.capitalone.com/bank/360checking-guide/ https://www.capitalone.com/bank/360checking-guide/
* https://www.aspiration.com/summit/ https://www.aspiration.com/summit/
I do have a few other ones but they're based on relationship banking. All of the above have no fee and no minimum.
- kevan 9y agoStep 2 in this analysis: Would you be able to get any of those accounts with a low credit score? I'm pretty sure when I opened my Schwab checking account they ran a credit check.
- morgante 9y agoI've had most of those accounts since I had virtually no credit (and a low/nonexistent credit score). That being said, if you have a negative Chexsystems report they'll be hard to get. I'm not trying to say the unbanked don't have barriers. I just didn't like the assertion that free checking is impossible, since that's what leads to even people on HN paying needless maintenance fees.
- lazyasciiart 9y agoSchwab runs a credit check for that account because they also open a brokerage account for you that allows you some ability to float funds.
- dajohnson89 9y agoBank of America customer here. Not aware of any fee being applied to my checking account.