I agree with you completely. I view my current income as almost irrelevant when it comes to determining how much of a retirement nest egg I need to have. My ap

I agree with you completely. I view my current income as almost irrelevant when it comes to determining how much of a retirement nest egg I need to have. My approach is to actually contemplate what retirement looks like and develop a budget based on that to determine what our expenses will be, and subsequently how much income will be required to support that lifestyle.