> It's also about the market adjusting prices Yes, but it'll work the other way around - the "safe option" will become cheaper, otherwise services that provid

> It's also about the market adjusting prices Yes, but it'll work the other way around - the "safe option" will become cheaper, otherwise services that provide it will go out of business. What makes you think that "unsafe option will be the only option available for some people". Feels a bit like you're demonising the free market.