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I split the difference: Those who indulge in risky, generally recognized unhealthy behaviors, should pay more. Those born sick, no, absolutely not. We should do
by Overtonwindow 10y ago
I split the difference: Those who indulge in risky, generally recognized unhealthy behaviors, should pay more. Those born sick, no, absolutely not. We should do more to incentivize people to lead healthier lives. Since when has health insurance ever gone DOWN?! I lose fifty pounds my insurance rates won't go down, while some guy that doubles the amount he smokes and drinks won't necessarily see any increase.
- maxerickson 10y agoI guess high deductible plans should provide people incentive to lower their healthcare costs. It'd be interesting to see if shifting to higher deductible plans leads people to make different health choices or not.
- davidf18 10y agoI only stated that people who indulge in unhealthy lifestyles should not have their healthcare costs subsidized by those who choose to not indulge in those unhealthy lifestyles, just as those who drive unsafely should not have their costs subsidized by safe drivers. Issues of genetics should be covered by insurance, but by far most healthcare costs are from chronic diseases caused by smoking, obesity/lack of exercise, alcohol abuse, etc. and air pollution.