The internet is full of people who seem to believe (at least for rhetorical purposes) that their insurances rates never went up before the ACA and were never go

The internet is full of people who seem to believe (at least for rhetorical purposes) that their insurances rates never went up before the ACA and were never going to go up, and they were never going to be dropped from their catastrophic deductible plan halfway through medical treatment for reaching a lifetime limit.