You are clearly thinking of something else. These things are ubiquitous in the UK now. All the UK banks provide them freely with accounts and it's all easy to u

You are clearly thinking of something else. These things are ubiquitous in the UK now. All the UK banks provide them freely with accounts and it's all easy to use and standard, no plug-ins or craziness, just an HTML form. Picking two at random: http://www.nationwide.co.uk/support/security-centre/internet-banking-security/card-reader-and-security-questions#xtab:what-is-a-card-reader http://www.nationwide.co.uk/support/security-centre/internet... http://personal.natwest.com/personal/ways-to-bank/online-banking/do-more-with-online-banking/card-reader-how-to-use-your-card-reader.html http://personal.natwest.com/personal/ways-to-bank/online-ban...