Since the very beginning of online banking I've wanted two things: IP whitelisting and a master switch to enable/disable withdrawals. I've settled for 2FA but e

Since the very beginning of online banking I've wanted two things: IP whitelisting and a master switch to enable/disable withdrawals. I've settled for 2FA but even top banks in Canada are still not offering it. I work in security and have witnessed some extremely well-crafted endpoint malware that can intercept banking sessions.