4 ms·
It's 2037. A substantial chunk of 20-year-old Google user data got into the wild via (sale / theft / government regulation / who knows? A lot can happen in two
by mundo 9y ago
It's 2037. A substantial chunk of 20-year-old Google user data got into the wild via (sale / theft / government regulation / who knows? A lot can happen in two decades).
Some enterprising startup fed that data into a simple ML algorithm and correlated it against other publicly available data. Turns out, your search history as a kid partially predicts adult outcomes like salary, grades in college, chance of bankruptcy, chance of arrest, etc. That startup sells this info to Experian, who adjusts their credit scores accordingly.
- komali2 9y agoI can see why this would be a problem, but I would say it could be solved by making it illegal to adjust credit score based off non-transactional financial data. But I understand the concern better now, thank you.