I max out my 401k, and then once I have over $X in my bank account I transfer more into my Vanguard account, buying enough to rebalance based on my asset alloca

I max out my 401k, and then once I have over $X in my bank account I transfer more into my Vanguard account, buying enough to rebalance based on my asset allocation spreadsheet (US Stock, International Stock, US Bond). I limit myself to investing a max of 10% in individual stocks.