That description is a misconception, IMHO. First, it's an investment; it's not taking away money; it's not robbery. It has a return, a benefit that generally e

That description is a misconception, IMHO. First, it's an investment; it's not taking away money; it's not robbery. It has a return, a benefit that generally exceeds the cost (I'm not sure how much I paid to fly Cassini to Saturn, but wow was it worth it). People make investments all the time and are happy to do it, in everything from houses to the local homeless shelter to a new computer. Second, people normally and frequently participate in group decisions, even though they rarely get exactly what they want. To suggest that anything besides an individual choosing alone is extraordinary - that isn't how people really operate.