No, you're supposed to worry separately about formatting and content. I know that math-y people (I guess that means math, CS and physics people) think that just

No, you're supposed to worry separately about formatting and content. I know that math-y people (I guess that means math, CS and physics people) think that just using the default settings is fine and those who are hit particularly hard with Stockholm syndrome sometimes even call it 'beautiful', but outside of that world, there is a stigma against papers formatted using just the default Latex (Tex?) settings. So wanting to use other fonts, more narrow margins and different header styles is something that should be if not easy, then at least within reach of even casual users. Which it isn't, right now. (in my experience, having tried to set up Latex and VCS-based authoring workflows several times with people who only took programming classes because they had to).