Yep. I was primarily thinking about friends / family here, thanks for clarifying that they are free. Just used one for an international transfer of cash into fa

Yep. I was primarily thinking about friends / family here, thanks for clarifying that they are free. Just used one for an international transfer of cash into family member's bank; the turnaround was significantly quicker than using my bank, essentially delivering same day availability of funds in the bank. It ended up being cheaper than using my bank also.