Note that "Sofortüberweisung" is a service where people do store their private bank account data (!) - when I first saw that I was sure it was a joke, but peopl

Note that "Sofortüberweisung" is a service where people do store their private bank account data (!) - when I first saw that I was sure it was a joke, but people are using it. They even want to store payment tokens (PIN/TAN, however you call it). Yes, you understood it right: they store your secret access tokens to your bank account to make the payment "easy" for you - good luck! This gives a good impression about technical education in germany, there is still lots of ignorance, not only "on the streets" but also at places where decisions are made.