They might but I am just a customer here. I have an account with VBCE Online, an FX company and yet I use Transferwise most of the time because it's cheaper tha

They might but I am just a customer here. I have an account with VBCE Online, an FX company and yet I use Transferwise most of the time because it's cheaper thanks to the use of the middle rate. This, as far as I am aware, is pretty unique. Care to show me another such service? I ran the numbers https://www.reddit.com/r/hungary/comments/4kcp28/what_is_the_best_way_to_transfer_money_from_an_us/d3ep77m/ https://www.reddit.com/r/hungary/comments/4kcp28/what_is_the... here. They are pretty clear on what it costs to send money, I spent a few seconds clicking around on World First and couldn't find the information that Transferwise has on the very opening page: if you send 1000 CAD then the receiver gets... The only thing I found on World First was "The interbank rate [...] is not our offered rate or an indication of price. Call us to find out more." Why would anyone need to call ? It's a horribly inefficient way to use my time. Also it's really, really easy to use here in Canada where they make you log into your ebank with your credentials -- horrible security? well, that's what sofort does too -- and that's it. I never have used a simpler setup. In other ways it is simple: when wiring money into Hungary I do not even need to bother with IBAN, local bank account numbers just work. That's how everyone banks there so no problems for the receiver to get hold of the magic numbers -- or for me to convert theirs. So why we shouldn't recommend a system that is both ridiculously easy to use and cheaper than any alternatives at the same time? Yes, pick two out of easy, cheap and fast applies as in Transferwise is slower -- but it usually takes less than a week and SWIFT also takes a few business days and so I never really had a problem or complaint with the speed. If I had any complaints I wish it had a feature where you entered how much money the receiver gets and it calculates how much should you send.