Chase offers SMS notifications for any cash withdrawals (and I believe spending) exceeding a certain amount you can configure, though it's just a "heads up" and

Chase offers SMS notifications for any cash withdrawals (and I believe spending) exceeding a certain amount you can configure, though it's just a "heads up" and not anything you can authorize over the text. I can't recommend them in good faith, because there are other issues I have with the bank, though nothing involving security.