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I only ever use Paypal as a wrapper around credit card transactions for merchants I trust enough to purchase from, but not necessarily enough to handle my credi
by delecti 10y ago
I only ever use Paypal as a wrapper around credit card transactions for merchants I trust enough to purchase from, but not necessarily enough to handle my credit card information directly. I can't say I've ever had a problem using them that way.
- scarface74 10y agoI've never thought about using PayPal like this. It makes perfect sense though. I never really worried about credit card fraud. It's so easy to dispute a charge.
- wfunction 10y agoI'd worry about debit card fraud, not credit card fraud. I think the credit industry's managed to trick people into treating credit card numbers like very sensitive information whereas in reality they're not for consumers; they only are for the companies.
- lilbobbytables 10y agoI do the same as the poster above, however, not for fraud: for ease of cancelling recurring services. I know I can always log into Paypal and just cancel the recurring charge. I suppose I also use it because it can be easier than finding my wallet for payment, too. But I do avoid receiving payments from PP.
- ReidZB 10y agoHaving a CC number canceled and a new one issued can be a hassle. That's why I still want my CC info to be kept secret and safe. I'm not really worried about CC fraud otherwise.
- SL61 10y agoI use it this way for debit card transactions. I never receive money through PayPal, I don't keep money in my "wallet" there, and my bank account is not linked. Although I made my account when I was 15 or 16, I should be alright. The worst that could happen is I might be unable to pay for a few things. Now that I think about it, I'm not sure an account is even necessary for my use-case. Maybe I can get away with just deleting it.
- driverdan 10y agoWhy do you care? It's easy to dispute credit card charges. Most banks will overnight you a new card if needed.
- delecti 10y agoBecause my card is stored in several places, and updating it in all of those places is a hassle I'd rather avoid.
- tluyben2 10y agoFor a lot of people that is a pain. The old PAN is blocked and things that depend on it (and you might have forgotten about) cannot draw money from it anymore.
- shthed 10y agoThat sounds like a huge pain in the ass