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Have local credit unions gotten better at this? I left a local credit union a decade ago because they didn't offer online banking at all and when they finally
by mdip 10y ago
Have local credit unions gotten better at this? I left a local credit union a decade ago because they didn't offer online banking at all and when they finally did, the security practices they used were horrible. Memory may not serve perfectly here but I recall they had no EV cert (while common with banks, not everyone had them back then), the login form was provided in-the-clear POSTing to HTTPS and many of the banking functions were issued via GET requests, causing certain "internet accelerator extensions" that worked by requesting data before you clicked them to actually make changes to your accounts on certain pages (this is where memory doesn't serve -- I think it was a "theoretical" problem because these extensions usually didn't pre-request HTTPS pages for this very reason).
- deleted 10y ago[deleted]
- mjevans 10y agoIt depends upon the CU in question. There are typically /many/ local (to a state/region) credit unions, so you get multiple shots at this. SECOND, the reason you're better off is that you are literally part owner of that 'union' as a member. They inherently (typically) give you better rates and treat you better.