You sound like someone who has never set up a margin account. General margin accounts are almost no questions, and varying levels of options trading only ask y

You sound like someone who has never set up a margin account. General margin accounts are almost no questions, and varying levels of options trading only ask you questions like "how many years have you traded options", with no verification. There's basically 0 barrier to entry except for having money to trade. The only difference is that Robinhood is charging a subscription for access to margin whereas other brokerages do it for free.