None of this makes any sense: Where did you get this information? You should ask for your money back: >(100% - 10%) * 2 * $4.55 + $0.40, and pays that out to i

None of this makes any sense: Where did you get this information? You should ask for your money back: >(100% - 10%) * 2 * $4.55 + $0.40, and pays that out to it's shareholders/managers >(twice, because once in cash, one in a share) >can we borrow against that ?", and the next bank say "sure ! if we can do the same > Since this also counts as reserves > pay 90% out to their shareholders. > if the market were to gasp drop even slightly > Assuming 10% reserve ratio (which is on the high end, usually either 2 or 4%)