You don't need anywhere near $500k in SF to have more disposable income than most other places. That is, if you don't have any dependents. Things like food, ent

You don't need anywhere near $500k in SF to have more disposable income than most other places. That is, if you don't have any dependents. Things like food, entertainment, and rent are high in SF, but on average software engineer salaries I still think you'll come out ahead of most other places until you have to start paying for child care, education, etc.