The sale prices for some of those don't factor in homeowners insurance or property taxes, which can easily double the total payment. Also, I don't see anything

The sale prices for some of those don't factor in homeowners insurance or property taxes, which can easily double the total payment. Also, I don't see anything from Oviedo, specifically, in that list. The first item, for example, is just north of I-10, which is northern Florida and even more conservative than the rest of the state.