Not the OP, but based on living here for 15 years- you bought a house 8 years ago, when prices were half what they are now. Or you had an IPO/acquisition/bonus

Not the OP, but based on living here for 15 years- you bought a house 8 years ago, when prices were half what they are now. Or you had an IPO/acquisition/bonus that netted you a downpayment large enough to bring the mortgage into affordable range.