Said another way: The wealthy individuals are choosing to spend their money as they please. That happens to be by making wealthy some non-wealthy individuals.

Said another way: The wealthy individuals are choosing to spend their money as they please. That happens to be by making wealthy some non-wealthy individuals. In the case of this argument it's parents/children, but it doesn't have to be. The parents choose of their own free will. And they can choose to spend the money instead. Many do. Most, probably.