> For instance using debit cards for the riskiest locales That seems counter-intuitive to me. If there's going to be a fraudulent charge on my account, I'd rat

> For instance using debit cards for the riskiest locales That seems counter-intuitive to me. If there's going to be a fraudulent charge on my account, I'd rather it be a temporary charge that can be resolved instead of actually taking money from my checking account until the bank decides to refund the fraud. I almost never use my debit card for this exact reason and use credit cards for everything possible.