So I know this also :) I am a techie that made a bit of money and it was kept at Schwab. I made a big enough issues of it that they arranged a call with their s

So I know this also :) I am a techie that made a bit of money and it was kept at Schwab. I made a big enough issues of it that they arranged a call with their security team. The call was good and they explained the reason why (legacy system) and their plans to update / fix it. They also address my questions about password storage (hashing/salt) - they did it correctly. They showed a great deal of knowledge and competence in their job, such that I was willing to leave my money. I applaud their willingness to have the call. My dealings with them have always been pleasant.