As much as I'd love to see something like this succeed, I can't see it happening. CC companies have too many incentives to force you to carry their physical ca

As much as I'd love to see something like this succeed, I can't see it happening. CC companies have too many incentives to force you to carry their physical card, so they will keep on producing things like the chip-and-PIN tech. That means we will always have one force pushing us to carry their physical card, and until I NEVER need to pull out that real card I have to carry it with me, so I might as well just use it.