This is something I think gets lost, poor people in low-paying jobs have a pretty tenuous existence. They'll set aside their $10 a month for savings (and end u

This is something I think gets lost, poor people in low-paying jobs have a pretty tenuous existence. They'll set aside their $10 a month for savings (and end up with $120 at the end of a year) and the first emergency wipes out their savings. So they start saving again--$10 a month or whatever--and a few more years, another emergency wipes it out. It always gets me how people talk about how you can just live frugally, on poverty wages, and you'll slowly be less poor. That might work, if you have no emergencies in life, literally never make a mistake or display bad judgment in any way (remember, one emergency will wipe out years of saving and mistake-free life choices), and don't even think of having a family or raising children. But positing that as "the way things ought to be for everyone" in the richest country on earth? That's fucked up.