I've noticed an alarming lack of financial intelligence among people my age (I'm 24). People have no concept of saving money or investing, and consume as much a

I've noticed an alarming lack of financial intelligence among people my age (I'm 24). People have no concept of saving money or investing, and consume as much as they possibly can. Lots of people are within a month of running out of cash, and have credit card debt. Looking back on my public school education in the US, I'm kind of shocked that there was never a required course on personal finance. We had to spend weeks studying every major war in history, something that will never matter to us in our day-to-day lives, but we're left on our own to figure out how to stay out of debt and build a future for ourselves as working people. This directly impacts our lives every single day. You pretty much have to read niche blogs and subreddits to even be exposed to it in our culture. It worries me a lot.