This is half the issue, the other half I see in the UK all the time is 'businessmen', who have been set up in a small business by their family money and the old

This is half the issue, the other half I see in the UK all the time is 'businessmen', who have been set up in a small business by their family money and the old boys network from their expensive school. Whenever you see business networking events they seem to be dominated by these people, or people in property. I have had a lot of exposure to people 'in property'. People in property are people who had access to capital at the right time. Even worse are those who get to hear about government sell offs or developments which will increase values in an area before the rest of the populace. Then of course there are the money launderers. So I will add flexible morality to my list of traits that make a millionaire.