I use a cycling poncho, fenders, and chain guard. I only ride about 3 miles, but even in the worst weather I only get wet from about mid-shin down, and even th

I use a cycling poncho, fenders, and chain guard. I only ride about 3 miles, but even in the worst weather I only get wet from about mid-shin down, and even then only enough to be bothersome in the worst weather.