In Australia where I live, the student loans are not as great and are paid via a government interest free loan that is repaid as an additional "tax" once your s

In Australia where I live, the student loans are not as great and are paid via a government interest free loan that is repaid as an additional "tax" once your salary exceeds a certain threshold. This is another reason I'm thankful we're not in the US. With respect to disease and circumstances truly beyond their control then we will do whatever is necessary at that time. However they are exceptional circumstances. With respect to homelessness my response will be measured against their attempts to exit those circumstances (irrespective of how they got there). So if they are addicted to a substance (for example) then if they are actively trying to shake that addiction (or showing a true willingness to) then I will help them do so. My view of parenting is that our goal should always be to try and raise resilient, independent kids. It is not to provide an infinite bank for those that aren't interested in owning their own lives.