You're right about government spying, but my argument isn't specific to government so let's set that aside and talk more generically. Bike theft: stealth, in m

You're right about government spying, but my argument isn't specific to government so let's set that aside and talk more generically. Bike theft: stealth, in my list above -- someone acted while you weren't attentive. You didn't hand over the bike, so you're not to be blamed. Even if you used no lock whatsoever, I wouldn't blame you. You could've done more, but you need to weigh the benefits against the burden of a massive lock so there's no perfect way out. Rape: force, in my list above. You had no ability to change the outcome. I wouldn't blame you. Hacked via social engineering: You spilled the beans. Spilling beans is avoidable with some practice, awareness, logic... this is not the same category as the others. I don't say "this is all you're fault," of course not. But unlike the bike thief and the rapist, all you had to do was ignore the attack.