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This is the problem with ALL health insurance, national or not. Unless everyone starts paying for everything out of pocket, some will take more than their 'shar
by andrewvc 16y ago
This is the problem with ALL health insurance, national or not. Unless everyone starts paying for everything out of pocket, some will take more than their 'share'.
To make a larger point, the problems of others are your problems as well. If I never have kids, an education system isn't something I should be concerned with by this logic, yet I'd hate to live in a country without a public one.
- yummyfajitas 16y agoWith health insurance, some will take more than their share by chance. Everyone will pay their actuarial cost (i.e., the expected value of their future medical expenses), and fat people will pay more. I.e., if the average fat person has average medical expenses of $3000, and the average thin person has average medical expenses of $1000, the thin person pays $1000 and the fat person pays $3000. I don't care what you do, since you will pay your own average medical costs. With health insurance where costs are regulated (such as obamacare or our current employer provided health care), both people will pay $2000.