I don't know any specifics, but on Y Combinator's page they say: "We make small investments (rarely more than $20,000) in return for small stakes in the compan

I don't know any specifics, but on Y Combinator's page they say: "We make small investments (rarely more than $20,000) in return for small stakes in the companies we fund (usually 2-10%)." Which I assume means $20,000 = 10% (max of both ranges). So a 30% stake, at this stage, is worth $60,000, which is less than the salary of an average experienced programmer, so is it such a bad deal?