I disagree with the term 'fallacy'. Perhaps 'mental map' might be better, or perhaps learned bias. It's true that many of us use this type of thinking to navig

I disagree with the term 'fallacy'. Perhaps 'mental map' might be better, or perhaps learned bias. It's true that many of us use this type of thinking to navigate our way through life. Stereotype thinking and heuristic using allows a person to go through massive information without stopping to process each part. There's no doubt people see homelessness as something brought onto a person by themselves. There's no doubt that this is not true in all cases. However, having a mental map like this allows one to get through life without getting bogged down in negative thoughts. You need a mental map which says something like 'bad shit happens to good people' and just get on with your life. Trying to parse all the worlds injustices is like staring at the stars and working out how insignificant you are, fun for stoned undergrad students but utterly useless in moving your life forwards.