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Random people have commented on my Chase Saphire card, complimenting the weight, joking about how 'rich' I must obviously be. It's just a thick card because it

Random people have commented on my Chase Saphire card, complimenting the weight, joking about how 'rich' I must obviously be. It's just a thick card because it was one of the original pin & chips. It's old. The annual fee is $90. That's less than most people pay per month for cable TV. I'm not sure why it gets so many looks, but I will admit most people just carry bank cards in this area.

vostrocity 10y ago
I don't think you can get approved for cards like Chase Sapphire Reserve without a certain credit history. It's not the annual fee.
- ubernostrum 10y ago
  The Sapphire Reserve isn't their first card to be physically made of metal. The first one was the Sapphire Preferred, which is presumably what the person you replied to was talking about; the Sapphire Preferred appears to have a $95 annual fee (compared to $450 on the Sapphire Reserve), lower minimum limit, and lower requirements for approval.
  - ghaff 10y ago
    Although the Preferred also has an automatic $300 travel credit which covers less than a week of my average expenses over the course of a year. When I canceled my Preferred in favor of the Reserve I went through the most half-hearted workout routine from Chase I ever had in my life. The rep fully understood there was absolutely no reason for me to keep the Preferred card but still had to go through the motions of offering me a cheaper annual rate etc.
- selectodude 10y ago
  I have a CSR with a short, semi-dodgy credit history.
eli 10y ago
No, it was designed to look and feel expensive.
Macha 10y ago
Chip and pin has been a standard and pretty thin in the rest of the world before it came to the us. You were pretty late to the game, so its not like this is an early artifact with major leaps since
- yardie 10y ago
  I have a European chip and pin card. The area around the contacts above the chip has a slight, but noticeable, bulge. I have a newer American chip and pin card. It's thicker but the card is perfectly flat. They also did away with the bump letters and numbers.
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vostrocity 10y ago

I don't think you can get approved for cards like Chase Sapphire Reserve without a certain credit history. It's not the annual fee.

ubernostrum 10y ago
The Sapphire Reserve isn't their first card to be physically made of metal. The first one was the Sapphire Preferred, which is presumably what the person you replied to was talking about; the Sapphire Preferred appears to have a $95 annual fee (compared to $450 on the Sapphire Reserve), lower minimum limit, and lower requirements for approval.
- ghaff 10y ago
  Although the Preferred also has an automatic $300 travel credit which covers less than a week of my average expenses over the course of a year. When I canceled my Preferred in favor of the Reserve I went through the most half-hearted workout routine from Chase I ever had in my life. The rep fully understood there was absolutely no reason for me to keep the Preferred card but still had to go through the motions of offering me a cheaper annual rate etc.
selectodude 10y ago
I have a CSR with a short, semi-dodgy credit history.

eli 10y ago

No, it was designed to look and feel expensive.

Macha 10y ago

Chip and pin has been a standard and pretty thin in the rest of the world before it came to the us. You were pretty late to the game, so its not like this is an early artifact with major leaps since

yardie 10y ago
I have a European chip and pin card. The area around the contacts above the chip has a slight, but noticeable, bulge. I have a newer American chip and pin card. It's thicker but the card is perfectly flat. They also did away with the bump letters and numbers.

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